Who's Open In the Art Museum Area
Here is a link to a definitive list of businesses open in the Art Museum Area. It is important to support our local businesses in these uncertain times. This list will continue to be updated in order to keep everyone in the know.
Please remember *all non-essential businesses* are to be closed. More information can be found here on who is allowed to stay open: https://www.phila.gov/2020-03-17-non-essential-businesses-to-close-for-at-least-two-weeks/
*Gov. Tom Wolf on Thursday announced that all but “life-sustaining” businesses in Pennsylvania must shut down immediately* Click here for the Inquirer Article. Click here for the list of Life-sustaining businesses
PIDC/COMMERCE AID Businesses can apply for a grant from the Philadelphia COVID19 Relief Fund here: https://www.phila.gov/programs/philadelphia-covid-19-small-business-relief-fund/
The Commerce Department’s Office of Business Services is available to answer questions businesses may have during this difficult time. They can be reached through the business services hotline (215-683-2100) and email (business@phila.gov).
FOR HOSPITALITY INDUSTRY: The James Beard Foundation has been proactive in sharing resources for the industry. This is a good starting point: https://www.jamesbeard.org/blog/how-the-restaurant-industry-is-responding-to-covid-19
SMALL BUSINESS RESOURCES Re: COVID-19
This list continues to change and grow, but these resources are helpful and especially for business owners:
City Resources:
We're excited to the announce the return of one-on-one appointments with a librarian for small business owners! Click here to request a 40-minute appointment via Zoom to discuss resources to help you get started with market research, demographics, competitive analysis, B2B and B2C sales lists, and business planning tools. Guest appearances by pets are welcome!
The Enterprise Center Virtual Office Hours By appointment Sign up for a 30-minute virtual session with The Enterprise Center for help with applications, developing loan a package, reviewing eligibility criteria for different funds, thinking through recovery plan, other questions. Click here to request an appointment
Finanta Anyone interested in business loan programs or products can reach out to Jenny Herrera at jennyherrera@finanta.org or (267) 236-7019. FINANTA is also hosting free informational webinars in English and Spanish. Click here for more information
Temple Small Business Development Center Open Consulting Hours Monday through Friday, 3:00 p.m. to 5:00 p.m. Access experts who can help you navigate during COVID-19. Speak with someone face to face (virtually) who can help you. Temple SBDC is holding open office hours via Zoom. You do not need to pre-register. Office hours are Monday through Friday from 3:00 p.m. to 5:00 p.m. Additional resources, webinars, and recordings can also be accessed via the Temple SBDC website. Click here to request an appointment
SCORE Philadelphia Remote Mentoring By appointment SCORE Philadelphia mentors are available to participate in remote mentoring sessions via phone, email, and a variety of video and chat services. If you already have a SCORE mentor, ask them if you can use a remote mentoring method for your sessions. If you don't already have a SCORE mentor, you can find a remote business mentor. Click here to find a mentor
Real Estate Tax has been pushed back one month to April 30th and the deadline is still open to apply for a payment plan
PECO is suspending fees for delays in bills and service shut offs for the next three months
Philadelphia Gas Works and Philadelphia Water Department will also suspend service shut offs
KIVA has increased size of no interest loans available
Impact Loan Fund is preparing to offer a payment moratorium to businesses in need
Philly VIP will continue to remotely match businesses with Pro Bono legal services
The Business Center is offering its courses online, and encourages businesses in need of assistance in moving services online to contact them. Upcoming webinars:
1. March 20, 11:00 a.m. and March 23, 3:00 p.m.: Creating a Pro-Forma: Financials needed for grant and loan applications
2. March 25, 12:00 p.m.: COVID-19 & Local Funding for Small Businesses
3. April 7, 6:00 p.m.: Rebuilding Customer Relations + Social Media Presence in response to a Disaster
State Resources:
PA Department of Labor - Unemployment Compensation for your employees: https://www.uc.pa.gov/Pages/covid19.aspx
PA Department of Labor - If you have questions for how unemployment will affect you as the employer, your best bet is to contact the state directly. Contact info is here: https://www.uc.pa.gov/Pages/Contact-Us-Employer-Info.aspx
National Resources:
Google: https://smallbusiness.withgoogle.com/news/resources-for-smbs-impacted-by-coronavirus/#!/ CDC: https://www.cdc.gov/coronavirus/2019-ncov/community/organizations/businesses-employers.html
Small Business Administration:
SBA’s Economic Injury Disaster Loans offer up to $2 million in assistance and can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing. These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact.
The interest rate is 3.75% for small businesses without credit available elsewhere; businesses with credit available elsewhere are not eligible. The interest rate for non-profits is 2.75%.
SBA offers loans with long-term repayments in order to keep payments affordable, up to a maximum of 30 years. Terms are determined on a case-by-case basis, based upon each borrower’s ability to repay.
Businesses may obtain information and loan applications by calling the SBA’s Customer Service Center at 1-800-659-2955 (1-800-877-8339 for the hearing impaired), or by e-mailing disastercustomerservice@sba.gov.
Loan applications can also be downloaded at www.sba.gov/disaster. Applicants may apply online using the Electronic Loan Application (ELA) via the SBA’s secure website at https://disasterloan.sba.gov/ela. Completed applications should be returned to the local DLOC or mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.
The deadline to return economic injury disaster loan applications is Dec. 21, 2020
Further guidance from the SBA: https://www.sba.gov/page/guidance-businesses-employers-plan-respond-coronavirus-disease-2019-covid-19
Non-Government Resources:
Verizon Small Business Recovery Fund - Thanks to a $2.5 million investment from Verizon, LISC is offering grants to help small businesses fill urgent financial gaps until they can resume normal operations or until other more permanent financing becomes available.
Philadelphia Emergency Fund for Stabilization of Early Education (PEFSEE) - Aims to ensure that Philadelphia’s early learning sector can weather the COVID-19 crisis. PEFSEE will provide grant funds to minimize the loss of capacity and expertise in the sector so that children and families continue to have access to high quality early learning opportunities once this crisis has passed.
Hang in there and stay safe, everyone.
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